Platte County Tax Sale Redemption & Redemption Rights
Short answer: Platte County gives you 1 year after the tax lien sale to redeem at 10% interest. If you can't catch up, selling to Saving KC preserves your equity — we pay the full tax debt at closing. Call Ernest at 816-429-2900.
Platte County is one of the fastest-growing corners of the KC metro. Between the KCI Airport corridor, Parkville's climbing home values, and Riverside's commercial boom, equity here is worth protecting. Losing a $275,000 home over $7,000 in back taxes isn't a worst-case scenario — it happens every year.
I've worked with Platte County homeowners who had no idea they still had options after the tax sale. They thought it was over. It wasn't. This page walks you through the redemption process, your rights, your costs, and the move most people don't know they can make.
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Here's the deal.
Your Platte County home went on the tax sale list because property taxes went unpaid for 3 years. An investor bought your tax lien at the annual auction in Platte City. They didn't buy your house — they bought the right to collect what you owe.
Under Missouri RSMo Chapter 140 (the law that governs every county in the state), you still own the home. You've got a window to pay back the full amount — every dollar of delinquent taxes, 10% annual interest, and the investor's costs — and keep the property.
You still own your Platte County home after the tax sale. But the clock started the day the lien was sold. In most cases, you've got 1 year. Call Ernest: 816-429-2900.
Missouri has a 3-tier deadline system, and it applies to Platte County the same way it applies to Jackson or Clay. Here's how it breaks down:
If your Platte County property went to a third-year offering, you don't have a year. You have 90 days. And if it was post-third-year, the buyer already has the deed. Call us now: 816-429-2900.
RSMo Chapter 140 doesn't change by county. The same rights you'd have in Jackson County apply in Platte County. Here's what that means for you:
Call the Platte County Collector at (816) 858-3356 at 415 Third St, Platte City, MO 64079. They'll tell you your exact balance, which offering your property went through, and your deadline.
Here's a real-world example based on Platte County's tax rate of about $6.50 per $100 of assessed value.
Say you own a home in Parkville worth $300,000 on the market. Missouri assesses residential property at 19% of market value, so your assessed value is around $57,000. At $6.50 per $100, that's roughly $3,700 a year in property taxes.
| Year | Taxes Owed | + 10% Interest | Running Total |
|---|---|---|---|
| Year 1 | $3,700 | $370 | $4,070 |
| Year 2 | $3,700 | $777 | $8,547 |
| Year 3 | $3,700 | $1,225 | $13,472 |
| + Penalties, admin fees, purchaser's costs | $14,000 - $16,000 | ||
That's for a Parkville home. A smaller property in Weston or Platte City with a $200,000 market value? You're still looking at $8,000-$10,000 to redeem after 3 years.
Most people who fall behind on taxes don't have $14,000 sitting in a checking account. That's the whole reason they fell behind in the first place.
A $300,000 Parkville home with $14,000 in back taxes still has over $280,000 in equity. If you let the investor get the collector's deed, they walk away with a $300,000 asset for the price of your tax bill. You get nothing.
Yes. And for most Platte County homeowners facing a tax sale deadline, it's the smarter move.
When you sell to Saving KC during the redemption period, here's what happens:
No scrambling for money. No payment plan applications. No risk of missing the deadline.
Platte County home values have been climbing thanks to the KCI Airport single-terminal project and Parkville's growth. Your equity is likely worth more today than it was a year ago. Don't forfeit it over a tax bill you can't pay. Sell, cash out, and start fresh.
This comes up more than you'd think. Mom or Dad passed away, left a home in Weatherby Lake or Weston, and the taxes went unpaid during probate. By the time the family figured out the paperwork, the county had already sold the lien.
Good news: Missouri law says anyone with a recorded interest in the property can redeem. As an heir, you qualify — even if probate isn't finished. You don't need Letters Testamentary (the court document giving you legal authority) to redeem, though you'll need them to sell.
Platte County probate typically takes 6-9 months. If the tax sale happened during that window, you're in a race between two clocks: the probate timeline and the redemption deadline.
Inherited a Platte County home with a tax lien? You can redeem as heir or sell during the redemption period. Either way, don't let the deadline pass while you're waiting on probate. Call Ernest: 816-429-2900.
Platte County's tax rate of about $6.50 per $100 of assessed value is lower than Jackson County's $8-$10 range. So your total redemption bill is often smaller. But the process is identical — RSMo Chapter 140 applies to every Missouri county.
What makes Platte County different is the character. Parkville is upscale with steady appreciation. Weatherby Lake has lakefront homes worth protecting. Riverside has commercial growth along the highway corridor. Weston is rural with older homes that families have owned for generations.
Fewer properties go to tax sale here compared to Jackson County. But when they do, the equity at stake is significant. A Parkville home that went to tax sale over $10,000 in back taxes might have $100,000+ in equity on the line.
We buy homes across Platte County: 64152 (Parkville, Weatherby Lake), 64150 (Riverside), 64079 (Platte City), 64151 (Platte Woods, Lake Waukomis), 64098 (Weston), 64024 (Prathersville). Wherever your property is, we can help.
Platte County home values are climbing. Here's how selling for cash compares to scrambling for the redemption payment.
| Sell to UsSaving KC | Redeem Yourself | |
|---|---|---|
| Timeline | Close in 14-21 days | Must pay full amount before deadline |
| Out-of-Pocket Cost | $0 — we handle everything | $8,000-$16,000+ in back taxes + interest |
| Back Taxes | Paid from sale proceeds at closing | You pay in full upfront to the collector |
| Your Equity | Cash in hand, fresh start | Keep home but pay heavy premium |
| Risk | Guaranteed close — we never back out | Miss the deadline and lose everything |
| Stress Level | One phone call, we do the rest | County paperwork, deadlines, uncertainty |
| Closing Costs | $0 — we cover all | N/A (no sale involved) |
| Agent Commissions | $0 | N/A |
You get 1 year from the date of the first or second offering tax lien sale. For third-year offerings (property offered twice with no adequate bids), the window drops to 90 days. After a post-third-year sale, there's no redemption at all. The buyer gets an immediate deed. Call the Platte County Collector at (816) 858-3356 to find out which offering your property went through.
Every dollar of delinquent taxes, plus 10% annual interest on the auction purchase price, plus penalties and recording fees. With Platte County's tax rate around $6.50 per $100 of assessed value, a $300,000 Parkville home could mean $11,000-$14,000 in delinquent taxes over 3 years — before interest pushes it past $15,000. Call (816) 858-3356 for your exact redemption balance.
The Platte County Collector's Office at 415 Third St, Platte City, MO 64079. Bring payment for the full redemption amount. Partial payments won't cut it — it's all or nothing. Call ahead at (816) 858-3356 to confirm office hours and get your payoff figure.
Yes. You can sell at any point while the redemption window is open. The title company contacts the Platte County Collector and the certificate holder, pays off everything at closing, and you walk away with the remaining equity in cash. We've bought homes in Parkville, Platte City, Riverside, and Weatherby Lake during active redemption periods. Call 816-429-2900.
The property owner, their spouse, any heir or beneficiary, a mortgage holder, a judgment creditor, or anyone with a recorded interest. If you inherited a Platte County home and the lien was sold before probate finished, you can redeem as heir. You don't need to wait for Letters Testamentary to make the redemption payment.
The certificate holder petitions the Platte County Circuit Court for a collector's deed. Once the judge signs off, ownership transfers to the investor. No extensions. No exceptions. In a county where home values are climbing 4-6% annually, you'd be handing over tens of thousands in equity. It's permanent.
Platte County may offer payment plans for delinquent taxes before they go to sale. But once the lien has been sold at auction, redemption must be paid in full. No installments. No partial payments. If you can't cover the lump sum, selling the property before the deadline is your best option to protect your equity.
A first or second offering means the property is new to the tax sale — you get a full 1-year redemption window. A third-year offering means the property was offered twice before with no adequate bids, and your window drops to 90 days. After a post-third-year sale, the buyer gets an immediate deed with no redemption period at all. The offering type makes all the difference. Call (816) 858-3356 to find out where your property stands.
"I was behind on taxes and scared of losing my house. Ernest took care of everything. Closed fast and I walked away with cash in hand."
"No repairs, no showings, no fees. A fair cash offer and a smooth closing. Ernest does what he says he'll do."
"We inherited my mother's home and had no idea what to do. Saving KC walked us through every step. Fair price, no games."
More help for Platte County homeowners dealing with back taxes and tax sales.
From upscale Parkville to rural Weston — we cover every city in Platte County.
Don't lose your home over back taxes. Get a no-obligation cash offer in 24 hours. We pay the taxes at closing. You walk away with equity.